10 Things That Could Cut Your Car Insurance Costs

We're going to let you in on a little secret: Your car insurance company may not be giving you all the discounts you and your family are entitled to. Listed below are 10 things that could make you eligible for a discount on your car insurance.

Cut your car insurance costs by requesting a free quote here, today!

  1. Safety Features – Car insurance companies love airbags, automatic seatbelts, anti-lock brakes, and security systems. You could be entitled to a big discount on your car insurance if your vehicle is equipped with these safety items.
  2. Good Driver – If you have not had any tickets or been involved in any accidents – generally in the last three years – you could receive a good driver discount from your auto insurance carrier.
  3. Longtime Customer – Many car insurance companies offer discounts to customers who have been with them for at least three years or more. Loyalty has its rewards. You could save between 5 and 10% on your car insurance.
  4. Student Discounts – If your teenager is in school and gets good grades, many car insurance companies will offer you a discount on your car insurance. In some cases you could save up to 25%!
  5. Age Discounts – While none of us like getting older, with age comes privilege. Some car insurance companies offer substantial discounts to drivers aged 55 and older.
  6. Risk Discounts – You may be eligible for discounts if you reduce your risk of filing a car insurance claim. For example, you could save up to 10% for parking in a garage at night, and between 5 and 20% for carpooling.
  7. Increase Your Deductible – Sometimes it isn't worth paying higher car insurance premiums to keep your deductible low. The money you save in premiums by raising your deductible will more than pay for the extra out-of-pocket expense you may incur.
  8. Insure With the Same Company – You could save up to 15% by insuring all your cars, your house, and other things such as boats or motorcycles with the same insurance company.
  9. Reduce Coverage On Older Cars – If your car is worth less than 10 times the car insurance premium, purchasing collision and comprehensive coverage may not be cost effective.
  10. Maintain Good Credit – Car insurance companies are increasingly looking at credit scores to determine how much you pay for car insurance. The better your credit score, the less you will pay.

These are just a few different ways that you can reduce the costs of your car insurance. The easiest way to find out if you could be saving on your coverage is to request a quote with us. We make it easy. Request a quote for affordable car insurance here!